Payment protection insurance claims

Payment protection insurance (or PPI) has been mis-sold to thousands of unsuspecting people - and you could be one of them. If you've taken out a loan or a credit card, there is a high chance you also have PPI or payment protection cover attached to it. You could be paying for something you didn't want or need, and you might not even know it.

With our help you can get your money back, and this could mean thousands of pounds back into your pocket. You could get the double benefit of:

Receiving a cash refund AND

Reducing repayments on your loan

Mis-sold payment protection

Payment protection insurance is meant to cover people's loan repayments for a maximum of 1 year if they have been unable to work because of illness or unemployment. This sounds good in theory - but is very bad in practice. Here's why:

Lots of people who take the insurance find that they can't use it because they were never eligible. In fact, a huge number of people who try to use their policy find they are turned down. This is why so many PPI policies have been mis-sold and what's worse is that these policies have added a large cost to people's monthly loan repayments. 

There are lots of other reasons your lender might have mis-sold you the policy. If these sound familiar, there is a good chance you have been mis-sold payment protection:

• You weren't given a choice about having PPI as part of your loan or credit card
• The full cost of the PPI was never explained to you
• You were sold payment protection when you had no income to protect. For example, you were out of work, self employed or retired at the time

If you aren't sure whether you can make payment protection insurance claims, please call us - you could miss out on claiming all your money back if you don't find out for sure.

The average cash refund we get for the people we help is £2,700, and you could also be reducing your monthly loan repayments at the same time.

Payment protection insurance claims

We have a simple, three step system for payment protection claims:

Step 1
Call one of our friendly advisors. They'll tell you in just a few minutes whether they think you have a PPI claim.
Step 2
We'll send you a simple form to sign and date. Pop this back to us in our pre-paid envelope and we'll take care of the rest for you.
Step 3
Relax, and we will do all we can to get you the refund you deserve. While you're waiting, use our online calculator to see how much your refund could be. 

We'll do our best to find any missing loan documents for you and we'll also do our best to look for any hidden payment protection policies you might have, so we can win you even more money back.

Call us today and take the first step towards reclaiming mis-sold PPI.