PPI Claimline Success Stories

I took out six different credit cards a few years ago when I was unemployed. I was cold called by a company explaining I could have been mis-sold PPI, and could make a PPI claim, but they wanted £100 up front. So I called PPI Claimline instead. I couldn't fault the advisor - everything was explained to me clearly and the paperwork was simple. 

My partner and I took out about 12 loans to buy things like a car, a new kitchen and PVC windows and we never even realised we'd been sold payment protection insurance. The PPI was unnecessary as I was self-employed and he had a pretty safe job in security. We contacted a company and decided to let them fight our case but over a year later, nothing had happened. That's when I found PPI Claimline, who were absolutely brilliant. 

I work as a midwife in what is obviously a very secure job, but when I took out several loans and cards a few years ago I was advised to take out payment protection insurance. PPI Claimline said I should never have been sold PPI. They explained things in simple language I could understand, and the paperwork was very clear - I just had to sign the documents and send them back. I received settlements on nine different loans and credit cards - amounting to around £25,000! On my remaining credit card the balance was reduced by nearly £12,000

When I was made unemployed I went to the bank to use the Payment Protection Plan they had sold me with my mortgage and they said they'd sold that part of the business to another company. I was thinking about making a PPI claim for my money back and started to look on the internet. The girl at PPI Claimline was very nice and told me all about how they worked. I received £10,000 gross.  I split the money with my mother and managed to have a holiday as well as pay for my insurance, tax and MOT. I would definitely recommend  PPI Claimline if anyone asked me.

I had no idea we were eligible for a claim. My husband and I took out a mortgage and a couple of loans with the Halifax and, although they were expensive, we just got used to the amounts we were paying back. I didn't realise we'd been mis-sold payment protection insurance until I spoke to PPI Claimline. At the time we'd taken out the loans and mortgage, I was unemployed and my husband worked as a self-employed builder, which meant the insurance was completely useless to us. I lead a very busy life and I didn't really have the motivation or knowledge to take on the bank alone. PPI Claimline took the hassle out of claiming.

When I took out my loan with my bank, I specifically asked for PPI to cover me if I was ill or made unemployed. They didn't tell me it was possible to get insurance elsewhere, or that I could get it cheaper - I simply wasn't given the full information.

I paid the loan off and so didn't think I had a claim, but when I spoke to the advisor at PPI Claimline I realised I'd been mis-sold the payment protection insurance after all. I had just closed my business so I couldn't have coped with claiming by myself. PPI Claimline made the process simple - I just had to sign the documents and send them off. It was much easier than doing it alone.

I received a settlement of £2,850 gross and I was really happy with the outcome - I would definitely recommend going to PPI Claimline if you think you might have a claim.

I'd taken out a loan for £8,000 for some home improvements and the PPI was added on without me realising I didn't need it. I was in the Forces and had guaranteed payment if I left on medical grounds, and a good redundancy package, too. Nationwide didn't point any of this out to me and so I was completely mis-sold the insurance.

When I called PPI Claimline they were absolutely brilliant. My claims advisor,Radia, dealt with me directly and talked things through with me. She was 10/10 in the way she handled my case and she always called me back whenever I needed an update.

The information was very clear and there were post-it notes marking out anything that needed to be signed. It was all very simple and straight-forward. I didn't want to make the claim myself because I know how bureaucratic these banks can be. You need someone who knows what they're talking about or you're on a losing streak. If you don't have that inside knowledge yourself they [the banks] can easily fob you off. I received £800 back from the bank and I'm very happy - let's face it, everyone can do with the extra money these days.

I work as a medical secretary for the NHS in a secure job with good unemployment and sickness cover, but I was told [by Lloyds TSB] that it was a good idea to take out payment protection insurance to safeguard me from things like strokes, heart attacks and cancer. I was given the impression that it was necessary to have PPI as part of the loans.

When I was diagnosed with skin cancer in 2006 I was horrified to learn that the PPI I'd taken out with my loans did not cover me for cancer at all! I'd taken out the insurance in good faith and I felt very disappointed and let down by the bank.

I heard about the mis-selling of Payment Protection Insurance and contacted PPI Claimline. They made claiming very easy and as I'm busy working I simply didn't have the time to do it myself. It was very straightforward and I've been awarded a total of nearly £3,000 gross from three separate claims.

If anyone else was in my situation, I'd tell them to go to a company like PPI Claimline - they were very helpful to me.

I'd taken out a couple of loans - one for about £5,000 to cover the cost of some home improvements, and another for about £3,000 to pay for the repairs to both of our cars, and to consolidate some other loans. I'd taken out the payment protection insurance to cover me if I was unemployed or ill, but they never pointed out to me that in my job, as a nurse, the benefits were so good I didn't really need it.

When I was first contacted by PPI Claimline I was a bit suspicious- I thought it was a scam. But when they sent my claim form I found everything very clear and professional. The people I dealt with were all lovely and it was so much easier than claiming myself - I wouldn't have known where on earth to start. And it was great to get the pay-out because it meant I had something towards my wedding.

If anyone I knew thought they had a claim, I'd tell them to go for it - call PPI Claimline!

 "My husband and I took out several loans a few years ago when I was working for the NHS and he was self-employed as a painter and decorator. The payment protection insurance that was added to the loans was never properly explained to us, and we both had jobs which made it unnecessary.

My sister in law put me in touch with PPI Claimline and claiming was easy.They sent out the Information Pack and all I had to do was sign it and send it back. I'd never have done it myself because there was so much paperwork to deal with.

We received over £9,000 gross and it's made life a lot better because we'd already paid off all the loans and we finally had some money to buy a few things for the house. I had a heart attack and wasn't able to work for a while and the money really helped me get through that time too. PPI were really good and I'd recommend them to anyone in my situation. In fact, I've just put my daughter in touch!"

"I took out two credit cards (with MBNA) a few years ago, one after I received some direct mail and the other when I was waiting at Luton Airport. I work as a civil servant so my sickness and unemployment benefits mean I don't need PPI insurance, but no-one pointed this out to me at the time.

I made a few large purchases with the cards, including a car, and didn't realise how much of my repayments was going on PPI. I had to cut back on lots of luxuries to pay the cards each month and things like holidays went out the window. When I got a call from PPI Claimline I didn't even realise I'd been mis-sold the payment protection insurance, so I hadn't even thought of claiming myself.The claim went very smoothly and it was much easier than claiming myself.I probably would have given up half way through because I'm not as familiar with bank procedures as the people at PPI Claimline. It was a relief to have some make the claims on my behalf.

I received a settlement of £6,800 gross which paid off the debt and left me with some extra money too. I was more than happy with the service and would recommend anyone to use PPI claiming lin they've been mis-sold payment protection insurance."

"I was a student, studying to become a nurse, when I took out my loan for £7,000. It was sold to me over the phone and then someone came to my house to finalise the agreement. The person who came to the house didn't explain properly about the payment protection insurance which was added to the loan. The fact that I was a student meant that it was invalid at the time, and when I started work as a nurse I was in a secure profession without the need for PPI.

It was a lot of money and made a big difference to my monthly payments. I'd seen some advertising for the mis-selling of payment protection insurance, but wasn't sure if I'd have a claim or not - and I didn't know where to start or who to contact. The claims advisor at PPI Claimline was really good, though, and explained everything clearly.I was worried that I hadn't kept all the paperwork for the loan, but PPI Claimline still sorted things out for me.The case was turned down in the beginning, and to be honest I would have given up then if I'd been claiming on my own, but PPI Claimline took it on to the Ombudsman and we won the case.

I got over £1,250 back which really came in handy, and I was really happy with everything. I think if I'd tried to claim myself I'd just have been fobbed off. They (the banks) know you don't know the Law, but at PPI Claimline they have the legal knowledge to back up the claims".

"I took a loan out for £15,000 [with Alliance & Leicester], and just before I'd finished paying it off, I increased the loan to £20,000 to cover a very expensive period of my life. I needed some money towards buying a house, and I was getting married and going on honeymoon. I work as a self-employed carpenter and thought that I'd take out Payment Protection Insurance in case work every got a bit 'iffy'. No-one advised me that I wouldn't be covered by the insurance if I didn't have any work or money coming in.

When I heard about the mis-selling of PPI I did an internet search and found PPI Claimline. I spoke to an advisor who took my details and sent me the appropriate package. It was simple to fill out and I only had to provide a few signatures.I was surprised how quickly my claim was settled - it only took about 6 or 7 weeks and I received nearly £8,000.I'd already finished paying the loan off so the extra cash was a bonus. It helped me pay the bills and go on holiday and it was nice to have money coming in rather than going out for a change.

To be honest, paying 25% + VAT was a bit painful, but I probably wouldn't have bothered claiming myself so it was good to get the money back I wouldn't have had otherwise. I was very happy wtih the service I received from PPI Claimline and I've already recommended them to someone else I know in a similar situation".

"I took out a £9,000 loan with the Alliance and Leicester to buy a car. I was given the impression I had to take out the payment protection insurance as part of the loan and I didn't realise it was added to the loan and that I was paying interest on both the loan and the insurance. It was really expensive and made a big difference to my monthly out-goings. I'd seen something on TV about the mis-selling of PPI and thought I might have a claim, but I wasn't sure about what to do or how to go about it.

When I was put in touch with PPI Claimline, they were very helpful from the start. The information was clear and simple and they did everything for me.It was definitely easier than trying to deal with all of the paperwork and claim forms myself. I was very happy with the service and received a gross payment of £1,600 which helped me out with my bills. If anyone told me they thought they might have been mis-sold payment protection insurance, I'd tell them to call PPI Claimline straight away."

"I run a children's day nursery with my wife and we took out several loans to ensure a steady cash-flow for the business. Until we were contacted by PPI Claimline we had no idea that the Payment Protection Insurance we'd been sold with two loans was totally invalid because we're both self-employed. With the first loan I'd been told I needed the insurance and I felt pressurised to take out the cover. The second loan was added to our mortgage and I was advised to take out more Payment Protection Insurance which I did because I was worried that if I didn't agree to it they wouldn't let me have the money.

I received a call regarding the mis-selling of Payment Protection Insurance and I didn't believe I'd get any money back at first - I thought: 'I've heard all this before', but the PPI Claimline advisor was absolutely brilliant. Everything was made very clear and they said I had a valid claim immediately - the whole service was very good and I couldn't fault anything. Even the paperwork was simple and straightforward. I didn't know what I was entitled to and although I could have saved 25% by going on my own, I'd have been going blindly through the process.

PPI Claimline knew what they were doing and even when I had a settlement of over £6,000 from one of the lenders, they pointed out that the bank hadn't included the 8% interest I was entitled to so I received an extra £1,380.00! The bank said there'd been a glitch with their computer and it hadn't generated the interest, but PPI Claimline spotted the mistake and got the extra money for me.

I wasn't just happy with the service from PPI Claimline - I was ecstatic!I wasn't only pleased with the result, but with the way it was handled. I would definitely use PPI Claimline again and would absolutely recommend them to anyone. If I knew anyone who had a mis-sold Payment Protection Insurance my advice would be call PPI Claimline." I would award PPI Claimline 5/5 for the whole process

"I took out a loan with Lloyds for £25,000 and, four years later, I took out a second one which came to £18,000. On each occasion I was lead to believe if I didn't take out the insurance then the loan may not be approved. I was paying off the loan and the insurance and I was charged interest on both. In the end I was paying over £5,000 on each loan, just for the payment protection insurance, but when I lost my job in 2006 I contacted the bank about covering my loan payments and they said I wasn't covered for unemployment. Luckily, I got a new job 3 months later and I went on struggling to make the repayments, but I was really angry with the bank.

When I heard about the mis-selling of payment protection insurance I decided to look on the web for help. I found the PPI Claimline website and I was really impressed with how professional it was - everything was very clear and easy. When I phoned, the staff were brilliant, very polite and courteous - they were wonderful. They assessed my claim quickly and sent out the paperwork, which was very easy to understand. I contacted PPI Claimline because I used to work for a bank and I know how they operate. They have big legal teams and I was worried I wouldn't have the legal knowledge to argue my case.I felt that the people at PPI Claimline were up-to-date with the latest legislation and could argue my claim properly.I received a settlement of just over £11,000 gross and I was able to pay off what was left of the loans. It's a relief not to have anything to pay back every month and I feel pleased I've got one over on the banks.

I've recommended PPI Claimline to a couple of work colleagues - I would most definitely use them again myself. If anyone's been a victim of mis-selling [payment protection insurance] I'd advise them to contact PPI Claimline. They have a brilliant team and great service - thank you! I would award PPI Claimline 5/5 for the whole process - top marks."

"I'm a self-employed joiner and had no reason to have Payment Protection Insurance, but when I was coming back from holiday a few years ago, there was [an MBNA] stand at the airport and they were persuading people to take out credit cards with them. I needed some money and applied for the card, but I had absolutely no idea that they needed my consent to add PPI to the agreement - I thought it was automatic, a condition of taking out the card.

Time went on and things got more and more expensive, and my balance got higher and higher to cope with it. I had £12,000 on the credit card and about £3,000 of it was for the PPI. Eventually my work began to dry up and I contacted them to try to claim - but, surprise, surprise - I was turned down because I'd been self-employed. I felt terrible because I'd taken out that insurance in good faith and they [MBNA] had taken advantage of me.I saw an ad on TV for PPI Claimline and called to see if I had a claim. I'm so glad I did- they were very helpful and everything was clear and easy to fill out. It was much better than doing it myself - I wouldn't have known how to go about it.

I received a settlement of £9,909 gross and the best thing was that my monthly payments stopped, which made a big difference to me. My advice would be don't take PPI out, but if you have done go straight to PPI Claimline and see if you have a claim." I would award PPI Claimline 5/5 - I'm very happy with the service.

"I'd taken out a couple of loans with my ex-partner, one to consolidate a few debts and a second to buy a car. They were for about £7,000 each and payment protection insurance was added to both of them. I'd taken both loans out with the same bank [Black Horse] and they never explained the true cost of the insurance, or that it would be added to the initial loans and I was effectively paying interest twice over.

One day I looked at my bank statement and realised I was paying over £170 per month, but only £50 was going back to pay off the loan. I'd had it [the loan] for over three years and I still had most of the balance outstanding because of the ridiculous interest rates and PPI. The enormous monthly payments were having a massive effect on our lives. I had a leaflet through the post about PPI Claimline and I decided to call them.They were very professional and the information pack was simple to fill out - they'd highlighted the areas I needed to sign and I just sent it off.I think it was easier than claiming myself because the claims went to the ombudsman and it took a long time to settle. I'm not sure I would've had the time and persistence to do it all myself.

Eventually we received two settlements totalling over £3,000 gross which really helped me out with living expenses, especially as I'd split up with my partner. Luckily, things are much better now and life's looking up." I would award PPI Claimline 4/5 for their services.